Bad Credit? Need a Car Loan?


Defined Tag: Bad Credit Car Loan.

So you've got bad credit and need a car loan. Life just getting in the way of the fun? Ever wish you'd won the lottery and could just forget about that ten-keg party you put on the ol' credit card as a gift to the frat house?

Now you've been out of college for two years, met the girl of your screams and want to start your own version of The Addams Family? But you're out of dough, short on flow, and worried that the company you're trying to get a job at just won't hire you if they do a credit check and find out you've bought $500 worth of edible underwear and never even paid the credit card company back?

What's worse, you know you've got bad credit and you need a car loan? Ah, brother, sister, I've been there, and can tell you it's no joy even contemplating explaining the situation to your older sibling or your parents for an emergency bailout -for the third time, no less.

The simple fact, though, is you're an adult now, and you want to feel like an adult. This includes all of the trappings of adulthood. Forget the new skateboard or bling-bling that used to feel so cool. Fact is, there is little that is greater than a car. And that's what you've just GOT to have. Hell, it's gonna get you to and fro work, isn't it, so it's an investment (besides just being down-right snappy-cool). So down to brass tacks.

The fact is, bad credit, when wanting a car loan or any sort of loan, is bullocks to the mind, a real hassle. It's time to get your business all in one sock, put the beer down for awhile, and screw your head on just a little tighter.

Since you've got bad credit and want a car loan, a car itself, and everything else that goes with this (no, not just air conditioning and power windows -I mean girls, guys, trips to the Sierras, whatever your taste), it's time to play adult, at least for awhile. This means getting all the money you've got loaned out to your friends, back into your pocket.

Once you've got a little stashed away for a rainy day, put on your rubber boots, the downpour's here. Of course, there's two ways to do anything, the right way, and the fast way. If you wanted the right way, let's face it, you wouldn't still be reading. So...

The fast way. Bad credit does not make for a car loan, right? Well, the quick way around this is going to a credit fix-it company. You know the ones: advertise late at night so they can bottom-feed on people just like you and me who have no credit left so are stuck watching the tube and hoping for a life.

The fact is that all these companies do is what you could probably do yourself. Hell, you're resourceful, you're intelligent, you've got $500 worth of edible underwear ready for wear or whatever (well, at least half of it's survived the last party). See, even if you do have bad credit, a car loan's not so far away. Almost as close as that beer calling you from the next room.
Clean up your credit, one way or another. Only know one thing -well, two things, actually. Not paying your credit back -no matter how you clean up your credit reports or think about it, is theft. Don't do it. Too much. Also, next time you throw a killer party, remember to say one word, and your credit report will thank you all the more for it: B.Y.O.B. Bad credit? Forget about it: now go get that car loan!